Best way to handle 12k debt... what would you do?

Debt Management
21

@Zev
Bankruptcy usually has a much bigger impact in the long run. It’s a last resort. Definitely do more research before deciding.

22

Ash said:
@Zev
Bankruptcy usually has a much bigger impact in the long run. It’s a last resort. Definitely do more research before deciding.

Thanks, I’ll look into it some more.

23

@Zev
Bankruptcy won’t erase items from her credit report. It just stops her from being responsible for paying. But it will still be on her report and could impact any future plans like a mortgage.

24

If you’re making good money, $12k isn’t a huge amount. Pay it off if you’re able. And, just a thought, maybe think about whether marrying someone with debt is a wise choice.