My boyfriend recently told me his debt is much worse than he first mentioned… $150,000 total (75,000 in student loans, $20,000 from two big moves, and the rest in credit cards). I didn’t know this when we moved in together, and now he’s saying he can’t pay his half of the rent. I’m really unsure what to do. Anyone here ever dealt with this much debt? How did you manage to pay it off? Any advice would help.
First thing he needs to do is stop spending. Make a budget and stick to it, no excuses. If he keeps spending more than he earns, nothing will improve.
The real issue is… does he even want to get his finances under control? OP, why are you posting about this? What steps is he taking to fix his own situation? You can help, but this isn’t your responsibility. He wasn’t honest with you and now it’s causing issues. You should take some time away, clear your mind, and think about what you really want to do.
This is unacceptable. You need to be firm with him. He has to contribute his fair share, or you’ll end up resenting him.
Not firm enough! He hid a huge debt, and now he can’t pay his share of the rent. He’s lying to you, and honestly, he might be cheating. You need to protect yourself. Don’t let him take advantage of you.
Should I mention I caught him texting his ex behind my back last year? 
Wow… LEAVE! You deserve so much better than this.
Honestly, it seems like you’re going to leave him eventually. If you stay, it’s going to be a long and hard road. If I were you, I’d start saving up and making plans to move out. You don’t owe him anything.
This guy’s a mess. You both should go. Sorry, but you need to think about your future.
Exactly! I bet he’s holding back on rent for a reason. Get out quick.
Why did you even move in with him? He’s using you. Get out before it gets worse.
Girl, I’d be gone. That’s a huge secret to keep until after moving in together.
Exactly! This wasn’t just a mistake, it was manipulation.
He’s just looking for someone to take care of him. He doesn’t want to be your partner.
Do not put anything in your name until he starts paying his debt or declares bankruptcy.
You paying his rent is basically paying off his debt. Is that what you really want?
This man makes six figures and can’t cover half the rent? His spending is out of control. You need to sit down and ask why he lied and where his money is going. It’s not your job to cover his bills, but maybe you can help him figure out how to get his debt under control.
Where did you see he makes six figures?
OP mentioned he makes $115,000 in a previous comment.
He’s just avoiding it. He’s procrastinating while the debt keeps growing.