Rethink your thoughts. My son-in-law was sued by debt collectors Faber and Brand for more than $400 in medical debt. These individuals are merely dipping their toes in the water. I’m shocked that they brought legal action over something so trivial. He had received no letters prior. just received court-issued paperwork. These jerks. Incredible.
The reasoning behind this, I suppose, is that if you accumulate a lot of little sums, they will eventually add up to a lot more, which justifies going through the legal procedures. I apologize that your son-in-law was sued. and I’m hoping he can simply pay the cash over the phone so they’ll agree to postpone the court date.
Debt collection lawsuits are on the rise because many people are defaulting, using credit cards just to cover essentials like food due to high costs. Collectors are now quick to pursue judgments when they think they can win.
Recently, I received a debt collector’s letter addressed to me on behalf of my late father. They were threatening to sue over the $10,000 he owed on a credit card—even though he’s been dead for almost ten years! It was beyond the statute of limitations in the state he passed away in, and he died with nothing but debt. I found it laughable that they were even trying.
I emailed them, pointing out they were threatening someone who’s been dead for a decade. They replied asking for the executor of his estate. I told them I was, but that he died broke, and I had already sent the original bank his death certificate.
For the second time (the bank tried this too), they attempted to convince me to take responsibility for the debt as his executor and heir, claiming it had grown to $16,000 with interest and fees. They’re a junk debt collector, not the original lender, and legally, I owe them nothing. As his child, I used what little he had to cover his burial costs. I’m on disability myself, and I don’t have $16,000 to give them not that I’m obligated to anyway.
Despite knowing this, they tried hard to guilt me into paying as a “moral obligation.” I only contacted them to clarify that he was deceased, but by the end of the conversation, I was laughing at their audacity.
The collector even suggested they could still sue the estate. I told him, “What estate? He died nearly a decade ago with no assets. You have no legal standing to threaten me, and you can’t sue a dead man. If you keep contacting me, I’ll get a lawyer and sue you for harassment!”
He finally backed off, but if I receive another letter or email, I’m serious I’ll sue them. It’s absurd how desperate they are, trying to trick my late father’s family into paying his old debts. Ridiculous!
Whoa. And wow twice over. That’s absurd, dude. These insane rubbish collectors are being sued mercilessly for infringing upon people’s rights. I’m sorry to hear about your father. however, a sensible method of dealing with them. Without a doubt, I would sue them if they got in touch again.
Zombie debt never goes away. These collectors buy old debt, sometimes over 20 years old, for pennies and start making calls. I had one call me about a debt from a bankrupt phone company that had a history of billing issues.
I told them the bill was paid and that the statute of limitations had expired. They refused to give me their address but demanded mine to “serve” me, which was probably a bluff. I did some research, found their names, company address, and even their home address, and sent three certified letters citing the laws they were breaking in our states and the contact info for my Boston attorney. I warned that if they contacted me again, I’d call both state Attorney General’s Offices.
Turns out it was a husband and wife—he was an attorney, and she made the calls. I suspected this was their source of income, so I also threatened to file a complaint with his state’s bar association.
I never heard from them again.
Less has been the subject of lawsuits. Don’t assume that it can’t possibly be you. Another poster didn’t trust me when I said that someone had been sued for $17. I can only presume the one who stated it was speaking the truth because I wasn’t sued for $17.
I just got a call from this same company this morning. I ignored it, but they left a voicemail repeating the same nonsense as in their emails. It’s surprising they called after our tense email exchange where I told them to leave me alone.
They’re clearly desperate to collect anything from my late dad’s non-existent estate. Despite their threats, they know they can’t sue me. They’re completely overreaching, trying to make me responsible for his debts.
Trying to collect on a deceased person’s debts nearly 10 years later? That’s absurd. I’m saving snapshots of their calls and recording everything with date and time. I’ll let them keep calling and threatening, then take it all to an attorney. If they continue, I might be able to turn this into a nice payout for myself.
Very general and arbitrary assertion. I’ve had almost $7K fall off, but I never paid anything. I’ve only ever had one person pursue me legally. settled the remaining amount once I resumed work. That’s the system they set up, so in a way we’re the scumbags for borrowing and not paying it back. Third-party creditors, or those who purchase debt and then attempt to profit from it, are worse than crooks or robbers; I would be glad if they all developed cancer.
You’re out of luck if they’re out of state. Suppose a third party resides in your state and possesses a PO box?