Genuine debt collector or scam?

The other week, my roommate received a call from a debt collector claiming they were suing for $2,000 on a $56 check that had bounced 23 years ago. Idiot provided his credit card details to them, reasoning that “they’d take just $1000 today.” Then, before the card was charged, he cancelled it. It seems like a blatant con to me. Although they did possess a real picture of the cheque, couldn’t it have been purchased by hackers in order to pull off a con? How do you say?

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It’s a fraud. That’s how I once received a call for $100, and the person on the other end told me I was going to have to pay almost $1,000 in court costs. I said, “First of all, who went to court? Second, I didn’t say it was my debt.” She hung up and didn’t pick up again.

The statute of limitations is something. Fraud :grimacing:

Perhaps, but this relates to a statute of limitations.

I only return calls that are in my phone’s contacts list; otherwise, they go to voicemail. If the message is important and pertains to my current situation, I will return the call. I don’t return the caller’s call with the phrase “service of process”

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Correct? These days, who the heck answers a call from an unknown number?

have in fact caused checks to bounce. (I know it’s bad). They would probably give it to the prosecutor, who would then send you a bill from the city or county. If you didn’t pay the charge and didn’t appear in court, you would probably have an arrest warrant issued for you. Don’t make the payment. The maximum amount for court fees and other expenses would be $500, depending on the municipality.

A call informed me that I owed $600 to PayPal. Pay Pal is not an account I have. Scammers can be found everywhere.