How can I report someone who owes me money to the credit bureau after winning a court case … and what are my options if they refuse to pay

Seeking Advice
41

@Fisher
What do you mean by ‘file the judgment where they bank’? Is that the lien or something else?

42

Van said:
@Fisher
What do you mean by ‘file the judgment where they bank’? Is that the lien or something else?

If you know their bank, contact them and explain you have a judgment. They’ll guide you on how to place a lien on their account. If you don’t know their bank, you’ll need to file a personal lien according to your state’s laws.

43

@Fisher
So I’d give them a copy of the judgment I already have? Or do I need a different type of judgment?

44

Van said:
@Fisher
So I’d give them a copy of the judgment I already have? Or do I need a different type of judgment?

Use the judgment you have. It’s a legal document enforceable in any state as long as you follow the process.

45

@Fisher
Okay, thanks.

46

If it’s stressing you out, just let it go. They’re on SSI and won’t be getting a loan anytime soon.

47

Tate said:
If it’s stressing you out, just let it go. They’re on SSI and won’t be getting a loan anytime soon.

Yeah, I might just forget about it if filing a lien won’t work.

48

Getting a judgment is only 5% of the battle. Collecting is 95%. Some people make it their life’s goal to be judgment-proof.

49

Corey said:
Getting a judgment is only 5% of the battle. Collecting is 95%. Some people make it their life’s goal to be judgment-proof.

Who’s #47? Someone on this forum?

50

Van said:

Corey said:
Getting a judgment is only 5% of the battle. Collecting is 95%. Some people make it their life’s goal to be judgment-proof.

Who’s #47? Someone on this forum?

#47 refers to the current President.

51

Depending on your state, you might not be able to report directly to a collection agency. In Nevada, individuals can’t turn accounts over to collections. You might have better luck going through the court.