Fair point! It’s true that results can vary depending on the person’s situation. Credit scores can bounce back after consistent, on-time payments.
Exactly! Everyone’s situation is different, but I’m glad it worked out for me, and I hope it can help someone else.
Thanks for sharing your experience! It’s always good to hear success stories.
Absolutely! Glad to be part of this forum and keep good info flowing 
As long as your car payments aren’t crazy and you’ve got a plan for your student loans, I wouldn’t worry too much about those debts. They’re typically low-interest and manageable. Just keep working towards paying them off within a few years.
I had $80k in debt when I graduated at 27. Good news is, I paid it all off by 31, and I was debt-free by 36 after paying off my house. Just keep being diligent and you’ll get there too.
There’s not enough info here. All debt isn’t the same. Credit card debt at 25% interest is way worse than student loans at 4-7%. Can you break down your debt and the interest rates?
Sure:
Car loan: $10k
Credit cards: $10k (25%)
Student loans: $60k (3-7%)
Stop comparing yourself to others. That mindset might be what got you into debt in the first place. Pay it off as quickly as you can and once you’re out, don’t go back.
There are companies out there that work to settle unsecured debt on your behalf. I was drowning in $40k of consumer debt while making less than $40k a year. I researched consolidation loans and ended up finding a debt resolution program that cut my monthly payments in half. Yes, your credit will take a hit, but if you’re in over your head with credit cards and low income, it’s a real help.
I’m 27 and sitting at $62,304.33.
I’m 30 with $13k in debt, mostly student and consumer loans. I work for USPS and make very little money, but I live frugally and am determined to pay everything off in 18-24 months. It’s not about how much you make, it’s about how much you save and invest.
I’m 30 and I’ve got $23k in auto loans, $1.6k in student loans, $400 in personal loans, and $2.4k in afterpay debt.
I’m 27 and have $15k in debt. I’m married and just bought a house. We’ve been doing some home improvements too. I didn’t take out any student loans, thankfully. My advice? Make a plan and stick to it.
I’m 23 with $76k in debt. Honestly, just go hard at the student loans and credit cards. The car loan is okay as long as it’s affordable and you didn’t overextend yourself.
I actually made a video covering this topic a few months ago, and I covered all age groups. I don’t think I’m allowed to post it here though.
Suddenly, I feel rich with only $2k in credit card debt and $4k in student loans! 
I don’t think there’s a set number for the average person. I’ve avoided debt by not getting a flashy car and only using my credit card for small purchases. But man, getting a new Honda Accord Hybrid does sound tempting.
If you haven’t already, close all your credit card accounts and stop dwelling on how long it’ll take to pay off the debt. I went through the same thing and I understand the sleepless nights. Just focus on paying them off one by one, starting with the smallest. You’ll get there!
I’m 27 with $19k in car loans at 5.49% and $7k in student loans (interest deferred). I pay off my credit cards as soon as they show up on my account. It takes some discipline, but it’s doable. Last year, I had close to $60k in debt.