How to handle P100,000 in credit card debt?

Credit Card
21

@Remy
You don’t need to pay in full right away. Focus on reducing the highest interest balance while meeting the minimum for the others.

22

Emory said:
@Remy
You don’t need to pay in full right away. Focus on reducing the highest interest balance while meeting the minimum for the others.

It’s the classic snowball vs. avalanche method. OP should pick what’s easiest for them.