Zephyr said:
@Joss
If your bills aren’t paid, it’s still above your means.
Do you have any advice that’s actually helpful?
Even if the fee is waived, the lifestyle that card promotes isn’t affordable for you.
@Joss
If you owe more than you make, it’s above your means. High interest (Chase is 28%?) and only paying minimums doesn’t help.
Casey said:
@Joss
If you owe more than you make, it’s above your means. High interest (Chase is 28%?) and only paying minimums doesn’t help.
I wasn’t ignoring the interest. I made $300 payments to try, but rent, food, and transportation came first.
Can you take a 401k loan instead of a withdrawal? Withdrawals come with penalties and taxes, which can add up quickly.
Ren said:
Can you take a 401k loan instead of a withdrawal? Withdrawals come with penalties and taxes, which can add up quickly.
I don’t think I can take a loan because it’s from a previous employer’s 401k.