I don’t know how my card balance got so high. The small payments I was making weren’t helping much. Learn from my mistake. I made a big payment today and I can finally see some progress. Feeling really motivated now. Once I clear this debt, I’m not letting it get this high again. Thanks to this forum for keeping me going! I’ll keep you all updated.
Yes! Keep going! It’s all about momentum when you’re paying down debt. Every small win helps! Keep finding ways to stay ahead.
Thanks! Appreciate it.
Why did you pay more than the balance?
Amex shows the balance even while the payment is being processed. Before I made the $5k payment, I had $7,297.05 on the card.
Ah got it. Thanks for explaining, and congrats on paying it down!
You’re almost done, keep it up!
Thanks! I’m staying on track! This forum really helps with the motivation.
Do it! Keep pushing!
You’re almost there, congrats!
Great job! Always remember: the borrower is slave to the lender. Pay it off and don’t look back. That’s the key to building wealth.
Big payments are tough, but they feel great once they’re done. That’s progress!
Totally. I was tempted to buy some new stuff but decided to pay the full amount instead.
Smart move for sure!
Now start a savings account with Amex!
I didn’t know Amex had a savings account. I’m using Ally right now with 4% interest.
They have checking too.
Why are you yelling?
Congrats! But how many miles do you have now?
Around 22,000. I got the card to pay my monthly bills and earn miles. But then I started using it for a lot of other stuff.