I moved out of the city, started working part-time, and focused on enjoying life. Getting rid of debt gave me so much more freedom.
We started giving more to charity. No kids here, so we don’t need to hold on to too much. Also, we splurged on fancy cheese.
Blake said:
We started giving more to charity. No kids here, so we don’t need to hold on to too much. Also, we splurged on fancy cheese.
Fancy cheese is always worth it!
We didn’t change much after becoming debt-free—same house, same cars. But we made sure to keep saving, and it’s helped us weather job losses and unexpected expenses.
Live within your means and enjoy what you’ve achieved. Inflation makes things harder, but being debt-free gives you a huge advantage.
Set a savings goal—like 25–30% of your income—and stick to it. That way, as you earn more, your savings grow too.
With $300k saved, this might be a good time to re-evaluate where your money is parked. Could some of it work better in investments?
Keep living like you’re broke. Invest what you’d otherwise pay in interest, and watch your wealth grow quietly.
We celebrated by going to an NBA game and splurging on great seats. Not all the time, but every once in a while it’s nice to treat yourself.
Buy something extravagant like a sports car to celebrate!
Hutton said:
Buy something extravagant like a sports car to celebrate!
That’s terrible advice.
We started planning vacations every year and enjoying the freedom of being debt-free. It’s a great feeling!
Take a vacation to celebrate. You’ve earned it. Enjoy the rewards of your hard work.
Invest in stocks and watch your savings grow. It’s great to see your money start working for you.