I have excellent credit. The amount owed is $2400 ($1300 principal plus $1100 interest) to a Chase Manhattan bank; however, an asset acquiring corporation was granted a judgment by the court.
How do I get rid of this and what are my options?
Another writ of execution on my checking account is not something I desire.
far beyond the legal statute of limitations. You cannot be pursued for it. You never received the letters, so throw them in the garbage and don’t answer the phone.
They are unable to pursue this debt. If you decide to take them to court, you could be awarded damages for any effort at harassment. They should not intimidate you.
So I should just disregard anything they send me, even though there was a judgment that I’m good?
Since this debt dates back to 2009, I fail to understand how they could have persuaded a judge to grant a judgment against you. Unless this ruling was made a long time ago, and they are only now acting upon it? Have you gotten an official court document? Have you gotten a letter or garnishment from a bank? Once more, I simply need a better image. It sounds like this debt is too old to be given to anyone.
The decision was made some time ago. It wasn’t a certified letter or anything, but I had a similar experience the previous year, which I disregarded, and then $2500 was unexpectedly taken out of my checking account with the statement that it was an execution of writ.
Oh boy. So I think they had an old judgment they are collecting on now. That’s the only thing I can think of. I would head to your local courthouse and file a motion to set aside judgement. Did you ever, at any point, receive a summons? Or where served with a legal request to appear at a debt collection hearing?