Over the past week, my dad’s been getting calls for me, and he told them I haven’t lived there in over 10 years, but they keep calling him. He gave me the number and said to talk to someone named ‘Amanda.’
Today, I missed a call and got a voicemail. This guy named Nicolas says he’s with some office and wants my “voluntary involvement” before it “escalates.” He goes on about income and assets and mentions my credit history like he’s doing me a favor.
Then I get a text saying it’s my “last opportunity” to deal with this. Right after, my mom and fiancée got similar messages. My mom said they even told her my birthdate, and they’re from ARS Services collecting on behalf of NetCredit (which I do owe money to in collections). I know they aren’t supposed to discuss my debt with anyone else, right?
So, I called back with *67 to see who they really are. Right away, Nicolas says he knows I called from a private number, so I hung up. Later, I called back using the number my dad had for Amanda, and Nicolas answers, asking if I’m me and stating my birthdate. He says he’s collecting for NetCredit, but I told him to stop bothering my friends and family since they’ve been calling them non-stop.
He claims it was the “first time” calling them, which isn’t true. My dad says they’ve been calling him daily. Then Nicolas says “Amanda” isn’t real, just a bot, but my dad talked to a real person. I told him it’s illegal to discuss my debt with anyone but me, and he denied they ever did. I read him the text they sent to my mom and fiancée that says it’s from a debt collector, and he just kept denying it.
The only thing I got in the mail about my NetCredit account was that it was sold to Plaza Services, LLC a while back, but nothing from ‘ARS Services.’ I’m pretty confused since when I called, someone answered and said ‘AARS Services’ before transferring me to Nicolas. Not sure what to make of all this.