I owe P&B Capital Group money on a business debt. About a potential legal claim, the collector started messaging, emailing, and leaving voicemails for my wife. My understanding is that debt collectors are not allowed to get in touch with family members and reveal the nature of the call or debt. Do you allow me to complain? If yes, with what agency should I lodge a complaint against his methods? I’m grateful in advance.
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I’m not sure what the state requires, but if you took on this debt while you were married, your wife is also entitled to it, and they can get in touch with you to try and get the money back. I assumed my ex-husband’s name on a medical collection I had when we were still married. I make those monthly payments, so thankfully they don’t phone or email him about it, but he is aware of it. Is your spouse aware of this debt collection? Were you attempting to hide this from her?
For me, this debt is related to my business. The collector contacted her with a “outstanding legal claim,” so she is aware of it.
Perhaps you could get in touch with the company that’s trying to collect and ask them to put in writing who they can and cannot call, so you can double check.
Speak with the debt collector: Request that they give up talking to your spouse.
Make a grievance: You can report the debt collector to the Consumer Financial Protection Bureau (CFPB) if they keep getting in touch with your spouse.
Was there an authorized representation the debt collector may get in touch with your spouse if you have given them specific authorization to serve as your authorized representative.