To sum it up…
An ex-girlfriend used my address to avoid collections, and now those companies are contacting me, using my home and phone number as her contact information. She only lived with me for 8 months before I found out she was stealing from me.
I’ve repeatedly told these companies she hasn’t lived here for over 4 years and have given them her new address, but they still don’t believe me.
I’m in NY, and she’s now in Florida with a home there.
Is there a collections agency that will actually listen? The credit card and car loan companies are eager to get their money back.
Wishing you luck. Debt collectors have been in touch with me over a woman I married more than 20 years ago. I haven’t seen her since the split, yet she continues to call.
Why should the OP have to continuously block numbers and ignore intrusive calls and letters? This is a significant quality of life issue.
Once he notifies collection agencies with a cease-and-desist letter stating they have the wrong phone number and address, they are required to stop contacting him. While a verbal notice might work, a written notice is better for proving that the collector was aware of the incorrect information. You have rights under the FDCPA and possibly state laws depending on where you live.
Remember, you don’t have to endure mistreatment from debt collectors.
They have heard every falsehood and narrative in the book from previous people attempting to avoid paying their debts, so I’m confident they don’t believe you. Never answer; just keep blocking the numbers. I used to mark all of my mail as “not at this address” before putting it in a post office box. Alternately, put her current address on every letter and place it in the mail box. Alternately, just keep discarding the messages. If the firms want their money, so what? It’s neither your business nor your worry what those companies are searching for, unless you have some financial connection to her.
seems more like a legal or R matter. They are better able to advise you on what you can do legally to get them removed from your life.
Make threats of suing for harassment. Imagine that after years of separation, you have repeatedly informed them that she moved to a distant state and has public records.
If it’s only her name on the records, it shouldn’t affect you. Provide them with her phone number and address. It’s strange that they’re not finding her information online, as it’s readily available. Inform them of her details and that you have no association with her; they may then place a lien on her home and freeze her income until she pays.
For any letters you receive, mark them as “Return to Sender” and include her new address. Although postal workers typically recognize that someone doesn’t live at your address and will eventually stop delivering mail for them, it’s still good to return it. Her contact information is likely accessible online, so it’s not hidden. If the car loan company isn’t tracking her vehicle, be aware that bounty hunters can locate individuals and repossess vehicles for non-payment.