In short…
An ex-girlfriend used my address as her home address to avoid collection agencies. Somehow, they have my address and phone number as her contact information. She only lived with me for 8 months before I found out she was stealing from me.
I’ve repeatedly tried to inform these companies that she hasn’t lived at my address for over four years and have provided her current address in Florida. Despite this, they don’t seem to believe me.
I’m in New York, and she’s now in Florida, where she owns a home.
Is there a collections agency that will take my situation seriously? She owes a significant amount of money, and both the credit card company and the car loan company want their money back.
Wishing you luck. Debt collectors have been in touch with me over a woman I married more than 20 years ago. I haven’t seen her since the split, yet she continues to call.
I wish you the best of luck.
Why should the OP have to keep blocking numbers and dealing with intrusive calls and letters? This is a serious quality of life issue.
Once he issues a cease and desist notice to the collection agencies, stating that they have the wrong contact information, they are required to stop contacting him. A written notice is preferable to a verbal one, as it provides clear evidence that the collector was aware of the incorrect information. You have rights under the FDCPA and possibly state laws, depending on where you live.
You don’t have to endure abuse from debt collectors.
They probably don’t believe you because they’ve heard countless excuses from people trying to avoid paying their bills. Keep blocking the numbers and don’t answer their calls. For the mail, you can write “not at this address” on it and drop it in a post office box, or write her current address and drop it in the mail. Alternatively, you can just throw the mail away. It’s not your responsibility to worry about the money those companies want, especially if you have no financial ties to her.
If it’s just her name, providing her phone number and address won’t affect you. Debt collectors can easily find her information online, so it’s strange if they haven’t. If you inform them that you’re not associated with her and provide her details, they may place a lien on her property and freeze her income until she settles her debt. For mail, write “return to sender” and include her new address if possible. Postal workers will recognize she doesn’t live at your address and might stop delivering mail after a few months. It’s crucial to mark the mail as “return to sender.” She receives her own mail, so her information is accessible online. If there’s a car loan involved, be aware that bounty hunters can track down the car if payments are missed.
I believe this is more of a legal or R matter. They are better able to advise you on what you can do legally to get them removed from your life.
FDCPA.
New York has legal system. Go through this. Keep a record of the calls. Take part in the game. Sue. Triumph. Travel. Grin.